Disability


How does SHEPP define a period of disability?

SHEPP considers a period of disability to be when you are absent from work due to illness or injury.

What happens to my pension during a period of disability?

If you are away from work due to a disability for which you receive full earnings from your employer, such as paid sick leave, paid vacation leave, or workers' compensation net pay top-up benefits, the earnings paid to you are pensionable and both you and your employer are required to contribute to SHEPP. You will receive SHEPP service credit for this period just as if you had worked.

If you remain disabled beyond the full earnings period, you must apply for a period of SHEPP-approved disability.

What does it mean to be placed on SHEPP-approved disability status?

If you are placed on SHEPP-approved disability status it means you will continue to earn credited service and build your pension throughout the approved disability period, even though no contributions are payable to the Plan by you or your employer. The pension you accrue during the approved disability period is based on your pre-disability rate of pay.

If you do not qualify for SHEPP-approved disability or your approved claim period ends and you do not return to work, you will be considered to be on an unpaid leave of absence until such time as your return to active employment. Your membership in the Plan continues during an unpaid leave of absence. However, since you will not receive pensionable earnings and member and employer required contributions will not be remitted, no benefit will accrue. If you are on an unpaid leave of absence for more than one calendar month, you may wish to purchase an unpaid leave of absence on a current service basis or at the end of the leave on a prior service basis.

For more information refer to the Disability Information Sheet.