Changes to personal circumstances (e.g. marriage, death) may impact your pension benefit. This section of the website provides detailed information regarding:

Marriage
Only your spouse on date of retirement is entitled to Joint Life survivor benefits. However, if you marry in retirement you may designate your new spouse as a beneficiary.

Children
You may designate your children as beneficiaries and, depending on the form of pension you chose at retirement, they may be entitled to a death benefit under the Plan should you not be survived by your spouse when you pass away.

Divorce
Rules regarding spousal relationship breakdown after retirement are complicated and information regarding individual circumstance is required in order to determine how your pension may be affected.

Death
The form of pension you chose at retirement will determine the death benefit, if any, payable to your survivors.